Our Services
Investments
At Vineyard Wealth Group, we streamline your investment strategy using diversified model portfolios designed to reduce risk and align with your long-term goals. These portfolios distribute your investments across a range of asset classes, minimizing exposure to market volatility. With access to institutional-quality management we focus on maximizing your returns while keeping fees low, ensuring a smarter, more efficient investment approach tailored to your needs.
Grant spent over 13 years working for Charles Scwhab and he’s proudly chosen them to custody assets for Vineyard Wealth Group. Schwab provides robust safeguards for asset safety, including strict internal practices, a disciplined approach to risk management, and strong financial health. Their measures include a secure platform, collaboration with regulatory bodies, and a Security Guarantee protecting against unauthorized account activity.
For more details, visit Schwab's asset safety page.
Retirement Planning
Grant has guided thousands of clients through the critical stages of retirement planning: Accumulation, Transition, and Distribution of assets. Whether you’re building wealth, preparing to retire, or managing income in retirement, we will work with you to create a tailored plan that aligns with your goals.
Our retirement planning process gives you a clear, easy-to-understand view of your financial picture. You’ll see a visual breakdown of income, savings, and expenses, all color-coded for quick insights. We also include a full inventory of your assets, liabilities, insurance, and trust-owned items, making it simple to review everything in one place. Best of all, any updates we make in your plan are instantly reflected in your visuals, keeping your strategy current and ensuring it aligns with your goals.
Cash Management
At Vineyard Wealth Group, we ensure your cash works harder for you by strategically combining Money Market Funds, CDs, and Treasuries. This approach maximizes your interest earnings while maintaining liquidity and security. Unlike traditional banks that profit from offering low interest rates on your deposits, our asset-based fee structure means we succeed when your cash grows. Whether you’re looking to optimize returns or safeguard your cash reserves, we offer transparent and effective strategies to meet your needs. Let’s discuss how to make your cash work smarter!
Social Security Analysis
Social Security is a cornerstone of retirement planning, yet deciding when and how to claim benefits can significantly impact your financial future. Our personalized Social Security analysis considers your unique circumstances to help you maximize lifetime benefits, avoid costly mistakes, and coordinate with other income sources like investments and pensions. Whether you’re optimizing for longevity, planning for spousal benefits, or integrating Social Security into a broader retirement strategy, we’ll ensure your plan supports your long-term goals. Take the guesswork out of Social Security with expert guidance tailored to you!
Risk Management
A robust financial plan requires a holistic approach to risk management. We offer detailed reviews of your portfolio, full asset holdings, and existing insurance policies to ensure your financial safety net is secure. We provide expert, unbiased guidance to help you address gaps in your coverage and align your protections with your long-term goals. From safeguarding your investments and assets to reviewing life, disability, and property insurance, we take a comprehensive view to help you prepare for life’s uncertainties. Contact us today to strengthen your financial foundation with a well-rounded risk management strategy.
General Financial Guidance
Financial planning isn’t just about preparing for retirement—it’s about taking control of your entire financial picture. Whether you’re paying down debt, saving for a home or education, creating a budget, or exploring tax strategies, we’ll provide actionable advice tailored to your situation. With expert guidance, you’ll gain clarity and confidence to tackle today’s challenges and achieve your long-term goals. From managing cash flow to planning for future opportunities, we’re here to help you make informed decisions and build a secure financial future.