Pricing

Transparent Pricing

At Vineyard Wealth Group we believe in transparency and ensuring our clients fully understand our pricing structure. As a fee-only financial advisory firm we are solely compensated by you, our client, which eliminates conflicts of interest and prioritizes your best interests.

We also strive to keep overall investment costs low by primarily utilizing low-cost exchange-traded funds (ETFs) in our portfolios. This means that, on a relative basis, our clients may pay less compared to firms that rely heavily on higher-cost mutual funds. With our approach, you benefit from both transparent advisory fees and minimized investment expenses.

Below, we outline our fee structure clearly so you know exactly what to expect. A full fee table can also be found here.

Comprehensive Portfolio Management and Financial Planning

We provide ongoing portfolio management and tailored financial planning services with tiered pricing based on assets under management (AUM). Our asset-based fee structure aligns our interests with yours—when your portfolio grows and succeeds, we do too. This partnership motivates us to focus on delivering the best outcomes for your financial future, ensuring our goals are always in sync with yours.

Cash Management

Unlike traditional banks that profit by offering low interest rates, our flat-fee structure aligns our success with yours. We’re motivated to secure the best possible interest rates for your cash through strategies like Money Market Funds, CDs, and Treasuries.

• Flat Fee: 0.50% on all asset levels

Financial Planning Only

For clients seeking standalone financial planning, we offer one-time plans at the following rates:

• $500 – $4,000, depending on the complexity of your financial situation

The initial consultation is always free, and you will never pay anything without expressly agreeing to the services beforehand. We believe in clear communication and ensuring you feel confident in the financial planning process every step of the way.

Non-Profit Pricing

At Vineyard Wealth Group, we are dedicated to supporting the invaluable work of nonprofit organizations within our community. Recognizing the unique financial challenges these organizations face, we are pleased to offer our comprehensive financial services at a reduced fee of 50% off our standard rates for qualified Island based nonprofits.

We understand that every dollar is crucial to advancing your mission. By providing our services at half the regular cost, we aim to empower your organization to allocate more resources directly toward your cause.

Minimum Fees

We do not require a minimum account size. However, there is a minimum annual fee of $500 for ongoing financial guidance.

Our Commitment to Transparency

At Vineyard Wealth Group we value your trust and believe that clarity is essential in any financial relationship. Our fees are straightforward and upfront, ensuring you receive personalized and unbiased advice without hidden charges or conflicts of interest.

If you’d like to see more details and disclosures regarding our fees, we encourage you to review our firm’s ADV on the SEC IAPD website. This document provides a comprehensive overview of our services, fee structures, and other important information to help you make informed decisions.

Let us help you achieve your financial goals with confidence and transparency. Contact us today to learn more!

*Note: This discounted fee structure is available to qualified nonprofit organizations and is subject to certain terms and conditions. Please reach out to us for detailed information.