The IRS recently announced new contribution limits for 2025, and if you're trying to stay on top of your retirement savings strategy, here’s what you need to know…

After an aggressive rate hike cycle, 11 increases between March 2022 and July 2023, totaling 5%, the Fed has shifted course. Beginning in September 2024, the Fed implemented three consecutive rate cuts, most recently reducing the federal funds rate to a target range of 4.25% to 4.50% in December 2024. Since then, policymakers have maintained a cautious stance, keeping rates steady as they assess economic conditions.

With 2025 unfolding, market shifts and new policies may impact your investments. Now is the time to reassess your portfolio, manage risk, and explore new opportunities.